With direktbezahlen, Aufinity, in cooperation with BaFin-licensed open banking service provider Tink, offers a modern and highly secure real-time payment method. Your customers can use it to make an instant bank transfer directly through their familiar online banking. The system checks and confirms receipt of payment within seconds – 24 hours a day, 7 days a week, including weekends and public holidays. This gives you maximum flexibility and enables immediate, secure vehicle handovers without waiting times.
💡 The key points at a glance:
- How it works: direktbezahlen is a modern payment method offered by Aufinity in cooperation with BaFin-licensed open banking service provider Tink. Buyers can use it to initiate a real-time transfer directly from their own bank account.
- Real-time verification: The Tink interface transmits within seconds whether the account has sufficient funds and whether the payment has been successfully received by the bank.
- Benefits for dealers: You receive payment confirmations around the clock, including at weekends and outside opening hours, making vehicle handovers flexible and efficient.
Step-by-step guide
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Enter bank details: The customer enters the BIC and IBAN of their own bank into the secure form.
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Online banking login: The customer securely logs in to their familiar online banking.
- Authorise the payment: After the details have been checked, the payment is authorised using the usual TAN procedure.
📌 Important note: Your customer can select the direktbezahlen payment method in the payment details. If a payment is made this way, you will immediately see the real-time payment confirmation in your Aufinity interface. This function significantly improves the predictability and speed of the sales process – particularly for short-notice handovers.