A real-time, express, urgent or instant bank transfer enables you to send amounts of money to the recipient within a few seconds. However, although the money reaches the recipient’s bank quickly, this does not automatically mean that it will be immediately allocated to the respective purchase transaction at the dealership. Find out here why manual urgent bank transfers can be delayed and which digital alternative offers you a guaranteed confirmation within seconds.
💡 The most important points at a glance:
- Processing time vs. allocation: A fast bank transfer does not guarantee that your payment will be allocated to the dealer immediately or automatically.
- Recommended alternative: For guaranteed delay-free and automatic real-time posting, we recommend using our payment method direktbezahlen.
Important details about manual urgent bank transfers
- Limited data transmission: With some banks, manually initiated real-time or express bank transfers do not correctly or completely transmit all the payment information required for allocation (such as your specific payment reference).
- Necessary follow-up processing: If important allocation details are missing from the transfer form, automatic system allocation may fail. In this case, the payment must be checked manually by the accounts department, which can lead to waiting times when collecting the vehicle despite the rapid transfer of funds.
📌 Important note / The optimal solution:
Would you like to collect your vehicle spontaneously or settle a workshop invoice immediately? Instead of making a manual real-time bank transfer, use the direktbezahlen option directly in your digital payment invitation. This immediately confirms receipt of the funds digitally to your sales adviser, allowing the handover to take place without delay.